Saturday, October 27, 2012

K-12 Digital Education Advantages For Your Student

A K-12 digital education is available for your child. There many reasons for parents to select homeschooling education versus public school or private school education. A K-12 digital education offers many educational advantages for your student. The homeschooling education should include a strong textbook foundation as well as a thorough instructor and lesson plan. The home school education should not be exclusively based on education of the instructor or limited to a curriculum purchased. A K-12 Digital education must provide creativity; customized learning based on the needs of the student, and cutting edge digital educational materials for grades kindergarten through 12th.
A homeschooled student will receive the absolute best education possible without the expense and overhead of ordering multiple copies of hardcopy texts. Textbooks will not need to be discarded at the end each school year. Additional text can be printed as needed or simply read from the computer itself this provides a savings on textbooks and materials for the educator and the student. There will be a substantial savings provided along with the best materials needed.
Textbooks, instruction manuals, and lesson plans are the basic foundation for any homeschooling program. Homeschooling does not have to be limited to the parents understanding of the material that the student is learning. Home school information and education should instead be based on the student's individual learning style and the materials that must be taught based on the students grade level and educational needs. K-12 digital education materials are available through easy download. Instruction manuals, textbooks and comprehensive lesson plans are available in digital format for grades Kindergarten through twelfth.
Building your own comprehensive K-12 customized digital textbooks is feasible and affordable. Digital education is provided with core materials and supplemental education will content that provides the enforcement, review, and enrichment that is necessary for students to learn, comprehend, and retain and apply the information needed for their grade level. Why struggle to create learning materials for your homeschooled student based on their individual needs when it can be done customized online with a K-12 Digital education.
A K-12 digital education and cutting edge digital education materials will provide a comprehensive educational program for your homeschooled student in excellence and ease. Subscribing to the my bookshelf program will provide customized textbooks for the home school student as well as customized daily lesson plans provided through digital text. Each student's uniqueness and learning needs can be met through this customized education plan that is focused on providing the best education for students. The educational advantages of utilizing a K-12 digital education are outstanding.
You can find at Complete Curriculum all that a Ministry of Education approved homeschool curriculum may need: elementary textbooks, homeschool worksheets, k 12 lesson plans, and customized textbooks from experts in every subject besides of a lot of digital textbooks online.

Wednesday, October 17, 2012

How to Save For Your Child's Education

Paying for your child's education is an expensive business for any parent, but it is just about one of the most important things you will ever give your child, and their education is not something you want to cut corners on. Therefore, you need to plan to save for your child's education as soon as possible, and you need to know you are contributing to your child's education savings fund in the most effective way.
1 Start saving for your child's education before they're born
If you are planning to have children or if you already have one on the way then you know they are going to need to go to school, and complete some sort of study once they finish school. Whether your child decides to go to university, TAFE, a technical college or take up an apprenticeship you can start saving for their future now.
It doesn't matter to begin with that you don't know exactly what you are saving for because you know that in one form or another you are going to help pay for your child's education. If your children are very young or still on the way you may also like to think about whether you will pay for just their high school education and encourage them to apply for a scholarship or get a part time job to pay their way through college, or whether you want to take care of all of their education costs so they can start their adult life debt free and with their own savings in the bank.
2 Research the costs of your child's education
This is where you need to start thinking about the types of education you are saving for because having a savings target will help you stay on track with your savings plan, as well as help you reassess your savings and funds along the way. Also don't forget to calculate the costs of the education, plus the incidental costs too; these include textbooks, workbooks, accommodation and travel.
Knowing when your child will need access to their education fund will also help you calculate how much you need. If you are saving for the college tuition of an unborn child you need to project the costs to what they will be 20 years in the future, if your child is already at school you only need to work out what tertiary education will cost in around 10 years.
3 Saving and investing tools, for your child's education
So now you have an idea of how much you need to save for your child's education, make sure you are using the right saving and investing tools to get you to that goal. Two of the main financial products you may choose start your child's education savings with are a high interest savings account, or a term deposit account.
A high interest savings account is a flexible online savings account which allows you to make deposits from your everyday transaction account whenever it suits you; you can even set up a regular transfer every pay day to make sure that constant contributions are being made to your child's future, without you having to remember. High interest savings accounts are usually fee free and will calculate a high rate of interest on your savings daily and pay you the compounded interest monthly. Because a high interest savings account is so easy to open and use, you can set up an education savings plan when you first start saving for your child's future no matter how old they are, and you know your savings will be safe and will keep growing as they are in a stable bank account, rather than a sometimes unpredictable investment portfolio.
A term deposit account requires an initial investment to offer you substantial returns, and the longer the term you choose, the more interest you will be able to earn on your investment. You can often choose a term for your term deposit from one month to five years, but the longer the term, the better the returns and the greater the investment amount, the higher the interest rate you'll be able to negotiate. Therefore, you may want to consider transferring some or all of the funds you have grown in a high interest savings account, into a term deposit account when your child starts high school, to give your education savings a boost in time for your child to decide what they want to study and where.
4 Education funds
There are a range of education funds and state operated savings plans which can help you save for your child's education in a reduced tax or tax free account. Often education funds are run in a similar way to a scholarship plan and this is what makes them tax effective, some education saving plan contributions can even be tax free. Often an education fund can be opened for any child up to the age of 10 years old, and you or your parents - the grandparents - can make contributions regularly, or in lump sum contributions when you are able. Education funds will allow you to save for your child's school or tertiary education and can be paid out as an allowance when your child goes to college to cover their books and living expenses.
5 Prepaid tuition
There are also state run programs which allow you to purchase a year (or however many years you choose) of tuition for your child at the cost they are now, to be redeemed when your child begins their study. This helps you overcome the issue of inflation affecting your savings, and saving an amount which covers the costs for your child's education now, may not be enough to cover the costs when they actually need the funds.
There are a number of dedicated education saving financial products, and state and government initiatives will also vary depending where you live, and where your child decides to study. That's why it is important for you to start with these top five tips and do your own research on the best way to save for your child's education.

Thursday, October 4, 2012

Education, Meaning, Aim and Function

The process of defining the meaning of Education is to problematize its lexicology and re-conceptualize it. An example is illustrated from real day-life. A multinational company involved in the making of advanced pharmaceutical products decides to get rid of its wastes in a cheaper manner rather then waste-treat them. They dump the wastes around the coast of a poorer African continent based on the company's policy of maximum profits. Are the board of directors in the company educated? They are, one can assume for rhetorical comfort. An illiterate, native-tribe living in the rainforest jungles of Papua New Guinea doesn't know the meaning of Environmental jargon: 'Reduce, Recycle & Reuse'; yet, they conserve and sustain the environment, based on the level of skills known to them. Are the people of the rainforest uneducated just because they are illiterate?
The problems connected with narrowness of meaning called Education emerge within the contextuality of the above mentioned examples, and the conceptual difficulties involved in attempting to centre meaning upon Education is by all means complicated. So the meaning of education has to emerge from this narrowness to the broadness of meaning. In its broadness of meaning Education is the process of 'stimulating' the 'person' with Experiences, Language and Ideology, beginning from the time of birth and continuing till the time of death. This meaning of Education would give rise to the Aim, as disseminating formally, non-formally, culturally, nationally, scientifically and ritually-skills, literacy, knowledge, norm and values, as pedagogies of the institutions giving rise to the aim. This aim would be directly related to the perpetuation of that Society as an ideological structure. Aim would again determine the Function of Education The function of Education would be thus related to how meaning and aims are synchronized into processes called experience of application. The thesis statement of this paper is developed on three levels-one, the meaning of education as the stimulation of person a with language, experiences and ideology-two, aim of education being dissemination and perpetuation, and three, function, as synchronized processing.
The development of the Meaning of Education as a stimulation of a person from birth to death with language, experiences and ideology makes the person, a Being of the process as an Ontology. This process starts right from birth as affective language, for example, a mother's cooing, to a process where the person becomes a cognitive structure, as I-the speaking subject or ego-subject. Here, the individual undergoes the norms, traditions of the society's culture and learns to adapt and appropriate the symbolic codes of the society. Along with this process, the individual also learns to formalize his or her adaptation and appropriation to a literacy process i.e. developing skills and competencies. Thus we find that the Meaning of Education to be multi-leveled as well as multiple -oriented, through both formalist and non-formalist institutions of society. The formalist institutions which procreate the Meaning of Education are the Schools, the Government, Law and Order etc. Other formalist institutions like family, religion and native-traditions can work both openly as well as silently to orient an individual to the meaning of experience as the educated. For example a mother's oral transmission of a folk song to the daughter is silent whereas a marriage function is a more open aspect as the performance of a culture's pedagogy. Thus language and experiences generate the codes for that society to experience the Meaning of Education, making possible for ideologies to exist.
Thus the meaning of Education would give rise to the Aim, as disseminating formally, non-formally, culturally, nationally, scientifically and ritually-skills, literacy, knowledge, norms and values as pedagogies. Dissemination would mean the spreading of the Society's cultural norms and values. It would also mean the spreading of Nationalism as democratic-pluralism, multiculturalism, diversity and celebration or its reverse as intolerance, authoritarianism through pedagogies; it is also the development of systematized pedagogies- promoted as theoretical and applied within the Society's Scientific and Technocratic institutions.
The Aim of Education would be directly related to the perpetuation of that Society as an ideological structure. The contemporariness of perpetuation would answer the questions related to the aim of Education being: empowerment, sustainability, preservation, minimization, conflict resolution, creativity and innovation.
The Aim of Education as well as the Meaning of Education give rise to the Function of Education as meaning, that is the synchronized processing of Aim and Function into a materialist, operational process. Synchronization of the Meaning and Aim of education takes places at various levels action. They are Making, Transmission and Implementation and Cultural-Simulation. At the Making level, the Function of Education is connected with 'Policy Formulation' related to the Meaning and Aim of Education. Policy Formulation can reflect on multiple issues like development, sustainability, scientific progress, promotion of rights, dignity and culture, energy management, disaster management, peace and conflict resolution. Once policies are made they are transmitted and implemented through the society's institutional structures like the legal system, the education system, the society's welfare management etc. Cultural-simulation takes place both formally and non -formally as society's religious, cultural and familial institutions. They perform many social and cultural roles within the home as well celebration or mourning for an occasion.
To conclude, it is pertinent to summarize the thesis developed that is, the Meaning of Education has been broadened to involve the stimulation of a Person, with Language, Experiences and Ideology. The Meaning of Education becomes vital to the Aim of Education as dissemination and perpetuation. The Meaning and Aim of Education becomes synchronized into the Function of education as Making, Transmission and Participation.